Funding Opportunities for Businesses

Recycling Market Development Zones


The Recycling Market Development Zone (RMDZ) program is a partnership of local governments and the California Integrated Waste Management Board, created to provide incentives to businesses that use secondary materials from the waste stream as feedstock for their manufacturing processes. 
Recycling Market Development Zone Program webpage


Opportunity Zones


The County has 17 designated “Opportunity Zones” (OZs) under a new (2018) federal program that offers capital gains tax relief to qualified investments within them. Contra Costa’s Zones are in the cities of Richmond, San Pablo, El Cerrito, Concord,  Antioch, and Pittsburg, and the communities of Bay Point and North Richmond, for which the County is the municipal agency. More information on how to make a qualified investment in an Opportunity Zone is online at the IRS and the State of California’s OZ portal

Many of the OZs overlap with previous designations as disadvantaged tracts under California CalEnviroScreen 3.0, eligible for cap-and-trade program proceeds, creating potential investment synergy. Find out if a specific address is within an Opportunity Zone on our mapping website. Select Layers, then Planning, then Opportunity Zones. 

Investors should consult their tax advisors about the Opportunity Zone guidelines. Not all business types may be considered eligible investments.

Micro Business Loans


The MicroLoan Program provides very small loans to start-up, newly established, or growing small business concerns. Under this program, SBA makes funds available to nonprofit community based lenders (intermediaries) which, in turn, make loans to eligible borrowers in amounts up to a maximum of $35,000. The average loan size is about $10,500. Applications are submitted to the local intermediary and all credit decisions are made on the local level. 
Micro Business Loan website

Small Business Administration


The U.S. Small Business Administration, established in 1953, provides financial, technical and management assistance to help Americans start, run, and grow their businesses. 
Small Business Administration website

To discuss any of these programs in more detail and how they might apply to a particular project, please contact the Office of Economic Development in the Department of Conservation and Development at 925-674-7869.