Health Savings Account

As of 1/1/18 Contra Costa County is offering a Health Savings Account to be used in conjunction with the new Kaiser High Deductible Health Plan.
LINK: Kaiser Brochure

With a health savings account, you can take advantage of tax-free contributions, earnings and interest, and withdrawals for your qualified health care costs.

PLEASE NOTE: You cannot be enrolled in a Health Care Spending Account (HCSA) and a Health Savings Account at the same time.

How your HSA works

Once you have enrolled in the Kaiser High Deductible Health Plan (HDHP):



  • You can open an HSA
  • You can make pre-tax contributions to your HSA through your payroll up to the maximum amount allowed by the IRS. 2018 is $3,450 for self and $6,900 for family.
  • The money in your account will earn interest on a tax-free basis
  • You can use tax-free dollars from your HSA to pay for care for both you and your dependents, to include: Doctor and hospital visits, Prescription drugs, Primary and specialty care visits, X-rays and lab tests, Vision and dental care, for other qualified expenses see IRS Publication 502, Medical and Dental Expenses.

Health Payment Card

Your HSA comes with a convenient debit card that saves you time and paperwork.

Monthly fee

There is a $3.25 fee for your HSA. This is waived when your account balance reaches $2,000.

Mutual fund investment

you have the option to invest money from your HSA once your account reaches $2,000. You can choose to invest amounts above $2,000 in your HSA into a selection of mutual fund options.